June 29, 2019 admin

The PTZ car Changing vehicles does not necessarily mean ruining oneself. As you have probably seen on advertising offers, it is now possible to buy a car credit for free – it’s called a PTZ car. Nevertheless, if it may seem at first glance like a very attractive offer, we must pay attention to the pitfalls of this device. This small information sheet will allow you to master the main principles of PTZ car. What is a car PTZ? PTZ is the acronym for the term “Zero Rate Loan” which can be described as a free loan. Indeed, its interest…

June 10, 2019 admin

You decided to move in not long? Do you want to renovate your new apartment? The new year is approaching and you want to transform your interior by changing your fittings and decoration? Small worries in sight, your financial resources are a little in the red. What can be done to succeed in these projects? The solution available to you is simple, know that currently many financial institutions and banks offer an offer of payday loans works. This is the fast and appropriate solution to finance one of your projects. This type of credit is very convenient because it solves…

May 24, 2019 admin

What is a 0 rate loan? The loan rate 0, also called “PTZ” is an interest-free loan granted to natural persons, set up in 2005 to facilitate access to property in first-time accession. This loan concerns the acquisition of a principal residence by the purchase of new housing or the purchase of old housing (meeting certain criteria). In addition, obtaining a loan rate 0 is subject to conditions. It can not be the only way to finance the purchase. It should therefore be supplemented by other contributions such as a bank loan, a housing savings loan, a social loan or…

May 19, 2019 admin

You don’t have to avoid going into debt in case you risk starting to get out of debt. A method to start is always the beginning if you think it is a part of your difficulty in bringing yourself from the credit card teat. You don’t need to cut all your credit cards up; which would be rare and improper. Start slowly but build it up and acquire strong. You are able to do this. The way to stop going into debt would be to stop entering debt. Because the sooner you start, the sooner you will get out of…

April 30, 2019 admin

This information, given orally by customer advisors and relayed on social networks, is completely false. Why ? Because if the guarantees offered by the new contract are not equivalent to those of the old group insurance contract, banks refuse automatically the new borrower insurance contract. Guess who benefits from this false information! Is not that a way of you to convince not to change borrower insurance? Do not be fooled. Know that since 2010, you can subscribe to an external mortgage insurance at the lending financial institution. In addition, with the, you can change insurer and thus make significant savings…

April 22, 2019 admin

All the information about ViaTextMessage Fast Online Loans The company or Sociedad júridica that represents ViaTextMessage is called VIA TEXT Message MiniCredit. domiciled in Barcelona although registered in the Mercantile Register of Valencia as we detail in the data sheet at the end of this article. To request a quick credit in ViaTextMessage, as they indicate in its web, is very simple and in only about 5 to 10 minutes it is done all the processing of form online and they respond immediately by an SMS message to the mobile phone indicating the quantity that you grant and the next…

April 13, 2019 admin

The actual annual interest rate is an indicator that allows borrowers to quickly compare the costs of loan offers. Although the intentions behind the creation of the APR were right, in practice few people use this tool. The presentation of the APRC in both credit agreements and in consumer credit advertisements (including non-bank loans) is obligatory. Despite this, few potential borrowers attach importance to the final value of the APRC. When comparing offers, customers continue to suggest installments, interest rates or commissions. It is a pity, because APY is a valuable information carrier that allows you to easily estimate the…

April 4, 2019 admin

Consumer loans are a type of loans that are part of our daily lives, although it is not always totally clear what makes them special. In this article we tell you what exactly is a consumer credit, what are its advantages, its disadvantages and how to get them. The Bank of Spain explains very clearly the two basic characteristics of these loans: They are loans granted to “satisfy personal needs” of the client, regardless of their professional activity. Therefore, the use of these credits for consumption can be allocated to any aspect of the private sphere, without having to give explanations…